Protect Personal Accident

Annual Working Personal Accident (non Hostile)

12 months cover providing benefits payable in the event of accident on a 24/7 basis.

Extending to include Medical Expenses outside of the UK for a maximum of 3 months per annum.

Cover designed for:-
Close Protection & Security Services, Training,
Surveillance and
Door Supervision
Territorial limits
UK, Europe, USA, Australia & New Zealand
Other countries available subject to prior referral & acceptance by underwriters.
Annual Premium
from £318.00 (inclusive of Insurance Premium Tax)

Compensation Payable in respect of Accident

Sum Insured (upto)
Death
£100,000
Permanent total loss of sight in one or both eyes
£100,000
Loss of one or more limbs
£100,000
Permanent total loss of speech
£100,000
Permanent total loss of hearing in one ear
£40,000
Permanent total loss of hearing in both ears
£100,000
Permanent Total Disablement (other than loss of sight, limb, speech & Hearing)
£100,000
Temporary Total Disablement Benefit Period   52 weeks (14 Day Excess)
£500 per week MAX *
Medical & Repatriation Expenses(Max 90 days working overseas per annum)
£1,000,000

* weekly benefit  payable following an accident rendering you totally unable to complete your usual security related work.  Limited to 60% of your proven average earnings over the previous 12 months

Options -

  • Increased capital sums/ include Illness Cover
  • Extend duration of overseas contracts
  • Extend to include maritime, hostile regions.
  • Separate natural causes cover available